480.860.8282 • 9751 North 90th Place Scottsdale, AZ 85258

Learn more about our Scottsdale dentist Dr. Jason McCargar and contact us to schedule an appointment for yourself or a family member.

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How Does Dental Insurance Work?

While many people look at insurance as a means to protect them and their families from unforeseen loss, dental insurance plans don’t quite work that way. The typical dental insurance plan can be looked at as a way to save money on the dental treatments and procedures you need. Most dental plans are offered through employers, wherein the insurance provider pays for a portion or sometimes the entire cost of treatment, based on a specific fee schedule that is stated in the policy.

A dental plan’s benefits depend on what the insurance provider offers to cover and what level of coverage your employer (or you) are willing to pay. Typically, the more items covered under a policy, the higher the premium. And the deductibles, or the amount you must pay yourself before you can receive any plan benefits, can also affect your premium.

When you visit our general/cosmetic dentist in Scottsdale and wish to use your insurance benefits, our first priority is making sure you get the best course of treatment that meets your particular dental needs, which may not align perfectly with what your insurance plan covers. Because we understand that you may face some limitations with your dental coverage, Scottsdale Dental Arts offers our patients financial options through CareCredit.

Contact Our Scottsdale Dental Office

While some things in life can be delayed, getting the dental care you need should never be one of them. We do not want finances to ever prevent you or your family from getting the dental care you need to keep your smiles healthy and beautiful. We strive to provide our patients with top quality, affordable dental care that’s tailored to meet each patient’s unique dental needs. If you have any questions about dental insurance or the financing options we offer, give us a call at (480) 860-8282 or contact us online and we’d be more than happy to help!